Cash advances for UK 5-a-side centres.
For 5-a-side football venues and indoor pitch operators. Funded against your card takings. Pitch bookings, league fees, bar and vending. Built for operators running back-to-back evening slots seven nights a week.
What MCA means for a 5-a-side centre.
5-a-side is one of the cleanest MCA fits in UK leisure. Almost 100% of revenue is card. Pitch bookings via app or website, league entry fees, pay-and-play kids parties, bar and vending. Demand peaks in evenings and weekends, with consistent year-round bookings shielded from weather by indoor or covered pitches. Common uses: artificial pitch resurfacing, LED lighting upgrade, bar fit-out, additional pitch build, booking system overhaul, marketing for new league launches, second-site expansion working capital.
Sound familiar?
Astroturf carpet at end of life.
Replacement 4G or 3G carpet on a single pitch: £35k to £80k. Existing surface starts losing fibres, players move to competitors. Insurance often won't cover wear-out.
MCA funds the resurfacing. Repaid out of the booking revenue from the refreshed pitch. Typically utilisation goes back to 90%+ once the carpet is new. 6-9 month payback common.
Lighting upgrade so evening play extends.
LED lighting upgrade across all pitches: £20k to £60k depending on site. Older halide lighting is expensive to run and dim.
MCA funds the upgrade in one go. Energy savings (often £600-1,200/month) plus extended evening session capacity pay back fast. Daily repayment % from booking revenue absorbs the cost.
Adding a bar or upgrading the food offer.
Players hang around for an hour after a game. Bar and food can add 30-50% to per-visit spend, but takes £25k to £70k of fit-out and stock.
MCA funds the works. New revenue stream feeds back into card takings, which the daily repayment % draws from automatically. Cleaner than a fixed term loan because repayment scales with how well the new revenue performs.
Here's what it actually costs.
A 4-pitch 5-a-side centre borrows £30,000 for one pitch resurfacing and LED lighting upgrade. Monthly card takings: £48,000. £30,000. Average monthly card takings £48,000. Fixed cost 1.22. 14% daily repayment % on card sales, total cost £6,600.
These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.
Open the fixed cost calculator →Work out the real cost.
New businesses typically start at a higher daily % and a shorter term.
Illustrative only, not a quote.
- Advance£30,000
- vs card takings63%
- Fixed cost1.22
- Daily repayment£221
- Avg monthly£6,720
- Est. term5.4 months
Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.
Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.
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