Terms of use
Last updated: 11 June 2026
1. About
“Merchant Business Loans”, “MBL”, “we”, “us”, “our” refer to the operator of merchantbusinessloans.co.uk, a trading style of Funding Flow. By using this site you agree to these terms. We are a commercial finance broker and arrange commercial finance only.
2. No advice
Information here is general only and is not financial advice. Seek independent advice before entering any finance agreement.
3. No guarantee
Submitting an enquiry does not guarantee finance. Funding decisions are made by lenders, not us. We cannot guarantee approval, a specific advance, factor cost or terms.
4. Intellectual property
All content belongs to Merchant Business Loans or Funding Flow. Do not reproduce, distribute or modify without written permission.
5. Limitation of liability
We are not liable for decisions made based on this site. We make reasonable efforts on accuracy but accept no responsibility for errors or omissions.
6. Governing law
English law; disputes subject to the courts of England and Wales.