Cash advances for UK wedding venues.
For dedicated wedding venues, country-house hotels, and barn-conversion operators. Funded against your card takings and booking deposits. Built for operators booking weddings 18 months out but needing working capital today.
What MCA means for a wedding venue.
Wedding venues. Barn conversions, country-house hotels, dedicated venues. Book 12-24 months in advance with deposits typically 25-50% upfront and balance closer to the day. Card mix is high (85-95%) across deposits, balances, drinks packages, accommodation, and event-day extras. Revenue is highly seasonal (April-October peak) but bookings are placed all year. Common uses: marquee or extension build-out, accommodation upgrade, kitchen capacity for larger weddings, garden and grounds investment, ceremony license fit-out, marketing for off-peak winter weddings, grounds-keeping kit.
Sound familiar?
Marquee or permanent extension to take larger weddings.
Permanent ceremony pavilion £80k to £250k. Marquee structure £20k to £70k. Bigger capacity = bigger weddings = bigger booking values, but the build is paid upfront.
MCA covers fit-out and working capital alongside a structured term loan or commercial mortgage for the build itself. We'll quote across the right combination.
Accommodation upgrade for guest stays.
Refurbishing rooms / cottages / bridal suites £10k to £25k each. Accommodation revenue on top of the wedding fee is significant but rooms have to be at modern standards to charge the rates.
MCA funds the refurb programme. Higher per-wedding revenue (rooms upsell) feeds back into card takings. Daily repayment % comfortably absorbed by the booking deposit and balance flow.
Off-peak winter wedding marketing.
Winter weddings (Nov-Feb, except Dec) are growing but need targeted marketing, £10k to £40k of campaigns to fill the off-peak diary at slightly lower per-wedding rates.
MCA funds the marketing investment. Off-peak bookings smooth the year-round revenue, which makes the daily repayment % comfortable across all months. Common 12-18 month payback.
Here's what it actually costs.
A country-house wedding venue borrows £45,000 for room refurb and ceremony pavilion fit-out. Monthly card takings (deposits + balances + accommodation + extras): £55,000. £45,000. Average monthly card takings £55,000. Fixed cost 1.22. 13% daily repayment % on card sales, total cost £9,900.
These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.
Open the fixed cost calculator →Work out the real cost.
New businesses typically start at a higher daily % and a shorter term.
Illustrative only, not a quote.
- Advance£45,000
- vs card takings82%
- Fixed cost1.22
- Daily repayment£235
- Avg monthly£7,150
- Est. term7.7 months
Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.
Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.
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Apply with these numbersWedding venues, quick answers.
Both. Booking deposits provide forward visibility (great), but balance payments cluster around the wedding season (creating seasonal cashflow peaks). Lenders are familiar with the pattern.
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